Credit card market in Japan

Credit card issuers, acquiring company, settlement terminal solution providers, etc.

I   General overview

1. Actual Status of Credit Card Market
   1) Market Outline
   2) Market Size
   3) Attempts toward Business Enhancement
   4) Cashless and Consumer Reimbursement Business
2. Market Forecasts

II     Business Performance of Credit Card Issuing Companies

1. Operating income
2. Ordinary profit
3. Current profit
4. Number of valid members
5. Number of online members
6. Membership attributes (FY2018)
7. Billings (shopping + cashing)
8. Billings (shopping)
9. Billings (cashing)
10. Ratio of active members
11. Balance of revolving, divided payment
12. Balance of cashing
13. Balance of allowance for bad debts
14. Balance of allowance for loss from interest refund
15. Balance of reserves for reward points
16. Ratio of card-business proprietor income

III   Trend Analysis of Credit Cards by Business Form/Parent Company

1. Bank-affiliated Card Companies
2. Credit Companies
3. Retailer-affiliated Card Companies (GMS, Supermarkets, Convenience stores) 
4. Retailer-affiliated Card Companies (Department stores)
5. Automakers/Traffic-related Card Companies
6. Telecommunications carrier/IT-related Card Companies

IV   Trends of Product, Services, and New Payment Services

1. Trends of Point Reward Programs, Discount Services
2. Services to Shift to Revolving Payment/Payment by Installments
3. Web Strategy Trends
4. Trend of Investment to Information Systems and Processing

V    Analysis on New Payment Service Trends

1. Trend of NFC, i.e. International Standard
2. Trend and Challenges of Apple Pay
3. Trend and Challenges of QR-Code Payment Services

VI   Case Studies at Major Companies

21 enterprises