Credit Cards

Credit Card Companies

I. Overview

1. Credit Card Market Overview
2. Market Trends
   1) Cashless Payment Advancement Centered on Bank Partnerships
   2) Advancement of Premium Strategies
   3) AI-Related Initiatives
   4) Credit Assessment and Debt Collection Initiatives
   5) Fraud Detection Initiatives
   6) Structural Revenue Deterioration Due to Increased Number of International Visitors
   7) Initiatives Using Stablecoins
   8) Focus Areas
   - Buy Now, Pay Later (BNPL) Sector
   - Rent Guarantee Sector
   - Digital Factoring Sector
   - B2B Trade Credit Sector
3. Market Size
   1) Shopping Transaction Volume Trends (Issuer Basis)
   2) Shopping Transaction Volume Share (Issuer Basis)
   3) Card Company Performance Trends
4. Shopping Transaction Volume Forecast (FY2024–FY2030 Projections)

II. Credit Card Company Performance

1. Operating Income
2. Ordinary Profit
3. Current Profit
4. Number of Valid Members
5. Number of Premium Card Members
6. Credit Card Transaction Volume (Shopping)
7. Credit Card Transaction Volume (Cashing)
8. Revolving Balance, Installment Balance
9. Balance of Cashing

III. Trend by Business Form

1. Telecom Carrier-Affiliated Credit Card Companies
2. Bank-affiliated and Independent Credit Card Companies
3. Consumer Finance Credit Card Companies
4. Retailer-Affiliated Credit Card Companies (GMS, Supermarkets) 
5. Retailer-Affiliated Credit Card Companies (Department stores)
6. Automaker-Affiliated Credit Card Companies

IV. Corporate Credit Card Trends and Outlook

1. Outline of Corporate Credit Cards
2. Status of B2B Settlement
3. Credit Card Companies' Initiatives on Corporate Credit Cards
   1) Rakuten Card Co., Ltd.
   2) Sumitomo Mitsui Card Company, Limited
   3) JCB Co., Ltd.
   4) AEON Financial Service Co., Ltd.
   5) Mitsubishi UFJ NICOS Co., Ltd.
   6) Credit Saison Co., Ltd.
   7) TOYOTA FINANCE CORPORATION
   8) UC CARD Co.,Ltd.
   9) Orient Corporation
   10) LIFE CARD CO., LTD.
   11) POCKET CARD CO., LTD.
4. Corporate Credit Card Market Size Transition and Forecast
5. B2B Settlement Solution Approaches by Credit Card Companies
   1) BIPS (Business Invoice Payment System) Approaches by Sumitomo Mitsui Card Company, Limited
   2) BIPS (Business Invoice Payment System) Approaches by JCB Co., Ltd.
   3) BIPS (Business Invoice Payment System) Approaches by Mitsubishi UFJ NICOS Co., Ltd.
   4) BIPS (Business Invoice Payment System) Approaches by Credit Saison Co., Ltd.
   5) BIPS (Business Invoice Payment System) Approaches by Orient Corporation
   6) BIPS (Business Invoice Payment System) Approaches by UC CARD Co.,Ltd.
6. The BIPS (Business Invoice Payment System) Market Size Forecast

V    Company Profiles

1. Rakuten Card Co., Ltd.
2. Sumitomo Mitsui Card Company, Limited
3. NTT DOCOMO, INC.
4. AEON Financial Service Co., Ltd.
5. JCB Co., Ltd.
6. Mitsubishi UFJ NICOS Co., Ltd.
7. PayPay Card Corporation
8. Credit Saison Co., Ltd.
9. TOYOTA FINANCE CORPORATION
10. Orient Corporation
11. JACCS CO., LTD.
12. UCS CO., LTD.
13. LIFE CARD CO., LTD.
14. POCKET CARD CO., LTD.
15. TOKYU CARD, INC.
16. YOU-ME CARD CO.,LTD.
17. UC CARD Co.,Ltd.