Digital Finance

Megabanks and Digital Banking Providers, Consumer Finance and App-Based Loan Providers, Embedded Finance Related Businesses, Loan and Debt Management Solution Providers (System Integrators), AI Credit Screening and Scoring Model Providers, Fintech Companies, Digital Factoring Businesses

I    Overview

1. Market Overview
   1) Changes in the Banking Environment
   2) Expansion of Embedded Finance
   3) Future Direction of Bank Measures
   4) Financial Services Agency's Reactions
2. The Digital Finance Market Size Transition (FY2022 to FY2025 Projection)
3. Market Trends
   1) Megabank Trends and Their Digital Strategies
   2) Digital Finance Trends among Telecommunications Carriers
   3) Digital Finance Trends among Retail and Railway Companies
   4) Current Status of AI Utilization in Lending and Debt Management Solutions
   5) Expansion of Complementary Finance and Funding Support Solutions
4. Market Outlook
   1) The Digital Finance Market Forecast (FY2024 to FY2030 Forecast)
   2) Outlook of Digital Banking
   3) Outlook of Lending and Debt Management Solutions
   4) Outlook of Complementary Finance and Funding Support Solutions

II   Digital Banking Market

1. Analysis of Megabanks' Digital Strategies
   1) Overviews of Megabanks
   - Megabanks' Digital Banking Statuses
   - Digital Strategies
   - Efforts toward Digital Banking
   2) Megabanks' Banking as a Service (BaaS) Initiatives
   3) Megabanks' Retail Banking Initiatives
   4) Megabanks' Digital Asset Initiatives
2. Digital Banking Market Status and Outlook
   1) Definition of Digital Banking
   2) Overview of Digital Banking
   3) Digital Banking Service Overview
   4) External Environment of Digital Banking
   5) Digital Banking Provider Strategies
   6) Digital Banking Provider Performances and Trends
   7) Digital Banking Market Size Transition
   8) Digital Banking Provider APIs
   9) Digital Bankin Providers' Screening Models
   10) Digital Banking Market Forecast
   11) Digital Bankin Providers' Challenges
   12) Digital Bankin Providers' Outlook

III   Embedded Finance Market

1. Overview of Embedded Finance
2. About Banking as a Service (BaaS)
   1) Overview of BaaS
   2) BaaS Services
   3) BaaS Business Models
   4) BaaS Service Provider Performances and Trends
   5) BaaS Service Provider Strategies
   6) BaaS Service Providers' Efforts to Enhance Their　Businesses
   7) BaaS Service Provider Deployment Cases
   8) BaaS Service Providers' Challenges
   9) BaaS Service Providers' Outlook
3. About Cards as a Service (CaaS), Which Works as Lending
   1) Overview of CaaS
   2) CaaS Business Models
   3) CaaS Provider Strategies
   4) CaaS Providers' Efforts to Enhance Their Businesses
   5) Challenges of Embedded Finance (CaaS)
   6) CaaS Providers' Outlook
4.  About Embedded Finamce (Insurance)
   1) Overview of Embedded Finamce (Insurance)
   2) Embedded Finamce (Insurance) Scheme
   3) Embedded Finamce (Insurance) Provider Strategies
   4) Challenges of Embedded Finamce (Insurance)
   6) Outlook of Embedded Finamce (Insurance)
5. About Embedded Finance (Securities)
   1) Overview of Embedded Finance (Securities)
   2) Market Environment
   3) Challenges and Outlook

IV      Consumer Unsecured Loan Market

1. Overview of Consumer Unsecured Loan Market
   1) Overview
   2) Market Players
   3) External Environment
2. Consumer Finance Market
   1) Overview
   2) Trends among Market Players
   3) Business Strategy of Consumer Finance Companies
   4) Trends of Performance
   5) Market Size and Share
   6) Sales Performance
   7) Efforts toward Business Enhancement
   8) Consumer Unsecured Market Forecast
   9) Challenges and Outlook
3. Economic Zone Lending Business Operators
   1) Overview
   2) Market Players
   3) Business Strategy
   4) Market Size Transition
   5) Efforts toward Business Enhancement
   6) Market Forecast
   7) Challenges and Outlook

V    Markets of Loan and Debt Management Solutions and AI Credit Screening

1. Loan and Debt Management Solutions Market
   1) Overview of Loan and Debt Management Solutions (10 solution providers)
   2) External Environment of Loan and Debt Management Solutions
   3) Comparison among Services Offered by Loan and Debt Management Solution Providers
   4) Characteristics of Loan and Debt Management Solution Providers
   5) Business Models
   6) Strategies of Loan and Debt Management Solution Providers
   7) Trend of Performance
   8) Loan and Debt Management Solution Market Size
   9) Efforts toward Business Enhancement
   10) Loan and Debt Management Solution Market Forecast
   11) Challenges
   12) Outlook
2. AI Credit Screening Status and Forecasts
   1) Overview of AI Credit Screening
   2) Characteristics of AI Credit Screening Services
   3) Business Models
   4) Business Strategies
   5) Trend of Performance
   6) Key Case Studies
   7) Efforts toward Business Enhancement
   8) AI Credit Screening Market Forecast
   9) Challenges
   10) Outlook

IV    Complementary Finance and Funding Support Solutions Market

1. Digital Factoring Market Status and Forecast
   1) Definition of Digital Factoring
   2) Overview of Digital Factoring
   3) Definition of Digital Factoring Market Players and Service Comparisons
   4) External Environment
   5) Overview of Definition of Digital Factoring Services
   6) Business Models
   7) Business Strategies
   8) Trend of Performance
   9) Digital Factoring Market Size
   10) Efforts toward Business Enhancement
   11) Digital Factoring Market Forecast
   12) Challenges
   13) Outlook
2. Invoice Card Payment (BIPS) Market (BIPS=Bill Invoice-card Payment Service)
   1) Invoice Card Payment (BIPS) Market Overview
   2) External Environment
   3) Business Models and Business Scheme
   4) Business Strategy
   5) Invoice Card Payment (BIPS) Market Size Transition
   6) Efforts toward Business Enhancement
   7) Invoice Card Payment (BIPS) Market Forecast
   8) Challenges
   9) Outlook
3.  B2B Credit Payment Market
   1) Definition of B2B Credit Payment Market
   2) Overview
   3) Overview of B2B Credit Payment Solution Providers
   4) B2B Credit Payment Solution Provider Strategies
   5) B2B Credit Payment Market Size
   7) Efforts toward Business Enhancement
   8) B2B Credit Payment Market Forecast
   9) Challenges of Major Providers of B2B Credit Payment Solutions
   10) Outlook of Major Market Players

VII   Company Profiles

• Megabanks and Digital Banking Providers
  1. Mitsubishi UFJ Financial Group, Inc.
  2. Sumitomo Mitsui Financial Group, Inc.
  3. GMO Aozora Net Bank, Ltd.
  4. Minna Bank, Ltd.
  5. UI Bank Co.,Ltd.
• Consumer Finance and App-Based Loan Providers
  6. ACOM CO., LTD.
  7. SMBC Consumer Finance Co., Ltd.
  8. AIFUL CORPORATION
  9. SMBC Mobit Co., LTD.
  10. NTT DOCOMO, INC.
  11．LINE Credit
• Embedded Finance Related Businesses
  12．GeNiE
  13．Finatext Holdings Ltd.
• Loan and Debt Management Solution Providers (System Integrators)
  14. ITFOR Inc.
  15. NTT DATA Japan Corporation.
  16. OBIC Co., Ltd.
  17. Seiko Solutions Inc.
  18. Sojitz Tech-Innovation Co., Ltd.
  19. Dentsu Soken Inc.
  20. NS Solutions Service and Technology Corporation
  21. Hitachi, Ltd.
  22. Credit Engine, Inc.
  23. Lecto, Inc.
• AI Credit Screening and Scoring Model Providers
  24. Mitsubishi Research Institute, Inc.
  25.  Secondxight Analytica, Inc.
• FinTech Companies
  26. Money Forward, Inc.
  27. DG Financial Technology,Inc.
  28. Net Protections, Inc.
• Digital Factoring Businesses
  29. OLTA, Inc
  30  Paytner Inc.
  31. BASE, Inc.