Credit Cards

Credit Card Companies

Credit card payments have been the driving force behind cashless payments, and it is likely that credit card companies will continue to expand their capabilities. Increasing customer loyalty through point rewards is now saturated, so other value-added enhancements are important. Credit card companies are moving forward to expand their business in the new area of business payment solution providers (BPSPs) and in the corporate card business, which is relatively unaffected by consumer trends.
This report describes and analyzes the initiatives taken by credit card companies to provide an outlook for the cashless payment market.

I   Overview

1. Environment surrounding Credit Cards
   1) Market Overview
   2) Market Trends (Enhancements of UI & UX, Expansion of
       Fraudulent Use and Damages)
2. Market Size
3. Market Outlook

II    Credit Card Company Performance

1. Operating Income
2. Ordinary Profit
3. Current Profit
4. Number of Valid Members
5. Number of Premium Card Members
6. Billings (Shopping)
7. Billings (Cashing)
8. Revolving Balance, Installment Balance
9. Balance of Cashing

III    Trend by Business Form

1. Telecommunications Carrier Card Companies
2. Bank-affiliated Card Companies, Independent Card Companies
3. Credit Companies
4. Retailer-affiliated Card Companies (GMS, Supermarkets) 
5. Retailer-affiliated Card Companies (Department stores)
6. Automaker-related Card Companies

IV   Corporation Card Trends and Outlook

1. Outline of Corporation Cards
2. Status of B2B Settlement
3. Efforts on Corporation Cards by Card Companies
   1) Rakuten Card Co., Ltd.
   2) Sumitomo Mitsui Card Company, Limited
   3) JCB Co., Ltd.
   4) Mitsubishi UFJ NICOS Co., Ltd.
   5) Credit Saison Co., Ltd.
   6) TOYOTA FINANCE CORPORATION
   7) UC CARD Co.,Ltd.
   8) LIFE CARD CO., LTD.
4.  Corporation Card Market Size Transition and Forecast
5. B2B Settlement Solution Approaches by Credit Card Companies
   1) BPSP Approaches by Sumitomo Mitsui Card Company,
       Limited
   2) BPSP Approaches by JCB Co., Ltd.
   3) BPSP Approaches by Mitsubishi UFJ NICOS Co., Ltd.
   4) BPSP Approaches by Credit Saison Co., Ltd.
   5) BPSP Approaches by Orient Corporation
   6) BPSP Approaches by UC CARD Co.,Ltd.
6. BPSP Market Size Forecast

V    Company Profiles

1. Rakuten Card Co., Ltd.
2. Sumitomo Mitsui Card Company, Limited
3. NTT DOCOMO, INC.
4. AEON Financial Service Co., Ltd.
5. JCB Co., Ltd.
6. Mitsubishi UFJ NICOS Co., Ltd.
7. Credit Saison Co., Ltd.
8. PayPay Card Corporation
9. TOYOTA FINANCE CORPORATION
10. Orient Corporation
11. UCS CO., LTD.
12. JACCS CO., LTD.
13. LIFE CARD CO., LTD.
14. POCKET CARD CO., LTD.
15. TOKYU CARD, INC.
16. YOU-ME CARD CO.,LTD.
17. UC CARD Co.,Ltd.