credit card market in Japan

Credit card issuers, acquiring company, settlement terminal solution providers, etc

I    General overview

1. Current Status of Credit Card Market

• Market Overview
• Market Size, Trends in Performances
• Approaches of Issuers for business enhancement
• Approaches for “Acquiring,” the task of which means to acquire member stores

2. Market Perspectives

• Estimation of the market
• Expansion of EC markets

II   Business Performance of Credit Card Issuing Companies

1. Operating profit
2. Ordinary profit, Current profit
3. Net profit for the year
4. Active number of card holders
5. Number of Internet Members
6. Private Card Member Attributes (FY2012)
7. Billings (shopping + cashing)
8. Billings (shopping)
9. Billings (cashing)
10. Ratio of Active Members
11. Balance of revolving, divided payment
12. Balance of cashing
13. Balance of reserve for doubtful accounts
14. Balance of reserves for possible loss caused by the requests for refunding interests paid in excess
15. Balance of reserves for the point system
16. Ratio of operating profit earned by credit card business (FY2012)

III    Characteristics of and Trends in Credit Cards by Parent Company

1. Bank-affiliated Card Companies
2. Credit Companies
3. Retailer-affiliated Card Companies (GMS, Supermarkets, Convenience stores)
4. Retailer-affiliated Card Companies (Department stores)
5. Automakers/Traffic-related Card Companies
6. Telecommunications carrier/IT-related Card Companies

IV   Approaches on Various Services Addressed by Card Companies

1. Trends in point systems and discount services
2. Services to modify revolving, divided payment
3. Trends in Strategies for Membership Communications
4. Trends in Web Strategies
5. Trends in NFC

• Trends in card companies on NFC
• Worldwide trends towards NFC
• Installation status of non-contact, IC credit card transaction services　　
• Trends in information system investment and processing

V   Settlement Terminal Solution Market

1. Settlement terminal solutions for smart phones
2. Terminal solutions utilizing smart phones (Scanjacket)
3. Terminal solutions utilizing smart phones (dongle)
4. Thin-client settlement terminal solutions

IV Company Profiles

• 26 Leading Credit Card Issuers
• 1 Acquiring Company
• 7 Settlement terminal solution providers